Hoping to Win, Expected to Lose: Theory and Lessons on Micro Enterprise Development

Dean Karlan, Ryan Knight, Christopher Udry

NBER Working Paper No. 18325
Issued in August 2012

---- Acknowledgments ----

The authors thank USAID-BASIS and the Bill and Melinda Gates Foundation for funding, Matt Hoover for project management and research assistance, and the field staff at Innovations for Poverty Action for survey management. The authors thank the Ernst & Young Ghana office for their collaboration, including subsidizing the consulting rates. The authors retained full intellectual freedom to report the results throughout the study. All opinions herein are our own and not those of any of the donors or partners. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.

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