Self-Selection into Credit Markets: Evidence from Agriculture in Mali

Lori Beaman, Dean Karlan, Bram Thuysbaert, Christopher Udry

NBER Working Paper No. 20387
Issued in August 2014, Revised in August 2015

---- Acknowledgments ----

The authors thank partners Save the Children and Soro Yiriwaso for their collaboration. Thanks to Yann Guy, Pierrick Judeaux, Henriette Hanicotte, Nicole Mauriello, and Aissatou Ouedraogo for excellent research assistance and to the field staff of Innovations for Poverty Action – Mali office. We thank Dale Adams, Alex W. Cohen and audiences at Cambridge University, Columbia University, Dartmouth College, MIT, BU, University of Michigan, the Federal Reserve Bank of Chicago, Stanford, the University of California‐Berkeley, University of California‐San Diego, and the University of Maryland for helpful comments. All errors and opinions are our own. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.

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